HOW IT WORKS

Note: Loan options subject to state availability.

Installment Loan

A medium-term loan, usually with a higher principal amount, that is repaid gradually in installments over 1 to 6 months. The loan may be repaid early at any time with no prepayment charges. Exact amounts and terms vary by state.

Apply
Online in two easy steps
Approved
Receive instant conditional approval**
Funded
Funds deposited into your account next business day*
Repay
Based on your payment schedule
Loan Application Requirements

You must meet the following requirements to become eligible to receive loan funding from eMoneyUSA.

  • Have an active checking account
  • Have been employed for at least one month
  • Must be a US citizen or permanent resident
  • Must be at least 18 years of age
Loan Funding Schedule

Generally, loans approved before 5:00 PM CT will be funded next day if using an ACH.

Generally, loans approved after 5:00 PM CT Friday will be funded Monday if using an ACH.

Generally, loans approved preceding a federal holiday will be funded next business day.

Apply Now!