HOW IT WORKS
Note: Loan options subject to state availability.
A medium-term loan, usually with a higher principal amount, that is repaid gradually in installments over 1 to 6 months. The loan may be repaid early at any time with no prepayment charges. Exact amounts and terms vary by state.
Online in two easy steps
Receive instant conditional approval**
Funds deposited into your account next business day*
Based on your payment schedule
Loan Application Requirements
You must meet the following requirements to become eligible to receive loan funding from eMoneyUSA.
- Have an active checking account
- Have been employed for at least one month
- Must be a US citizen or permanent resident
- Must be at least 18 years of age
Loan Funding Schedule
Generally, loans approved before 5:00 PM CT will be funded next day if using an ACH.
Generally, loans approved after 5:00 PM CT Friday will be funded Monday if using an ACH.
Generally, loans approved preceding a federal holiday will be funded next business day.